Sales Executive (Salary Loan / Wealth Management) Job at Rosabon Financial Services

Rosabon Financial Services

  • Anambra
  • ₦ 110,000-180,000 per month
  • Permanent
  • Full-time
  • 2 months ago
Rosabon Financial Services (RFS) Limited is an Award winning Rosabon Financial Services is member of the Concept Group is licensed by the Central Bank of Nigeria, CBN on April 22, 1993, and being a long-standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.We are recruiting to fill the position below:Job Position: Sales Executive (Salary Loan / Wealth Management)Job Location: Anambra
Employment Type: Full-timeScope and Impact
  • The candidate will be tasked with the responsibility of selling various loan products.
  • He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
  • The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
  • He/ She will also be responsible for reviewing loan applications and evaluating the potential risks of granting loans to applicants.
Duties and Responsibilities
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and the feasibility of granting loans
  • Determine all applicable ratios and metrics, and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Deposit mobilization to meet set targets
Key Performance Indicators
  • Meet Set Monthly loan and investment Targets
  • Reduced number of Non-Performing loans
  • Customer retention rate of a minimum of 90% across loan and investment products
Requirements
  • Candidates should possess a B.Sc Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet set targets.
Salary
N110,000 - N180,000 / Month.

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